Swiss private banks are renowned for offering comprehensive financial services that cater to the unique needs of entrepreneurs and family businesses. By combining personalized wealth management, expert advisory services, and multi-generational planning, these banks play a pivotal role in safeguarding and growing wealth across generations.
Tailored wealth management for entrepreneurs
Swiss private banks provide entrepreneurs with bespoke financial solutions that address their complex needs. They assist in managing liquidity, optimizing tax structures, and financing business expansions or acquisitions. Entrepreneurs benefit from a global perspective, receiving guidance on everything from investment diversification to international market access. By leveraging a bank’s expertise in private equity and wealth structuring, entrepreneurs can ensure the sustainability and growth of their ventures. Moreover, Swiss banks often connect clients with private capital opportunities, facilitating business growth through strategic partnerships.
Family wealth protection and succession planning
For families, Swiss private banks emphasize wealth preservation and smooth succession planning. They understand the importance of protecting family legacies, offering services like estate planning, philanthropy advisory, and tax-efficient wealth transfers. Family offices, either single or multi-family structures, are often established to manage diverse family assets, ranging from real estate to charitable foundations. Swiss banks also provide trustee services to help ensure proper governance of these structures, especially for families with complex, international holdings.
Multi-generational support and philanthropy
Swiss banks extend their services beyond wealth accumulation by focusing on multi-generational planning. They offer education on financial responsibility and assist families in crafting long-term philanthropic strategies. These banks also help families establish charitable foundations and manage their contributions effectively, allowing them to align personal values with their financial legacy. This holistic approach ensures that wealth serves not only current but future generations.
In conclusion, Swiss private banks stand as key partners for both entrepreneurs and families, offering tailored solutions that ensure business growth, wealth protection, and long-term financial sustainability.
This communication is for informative purpose only. Damalion focused on advising families for wealth preservation by identifying opportunities and challenges. Please contact your Damalion expert now.
How Swiss private banks support entrepreneurs and families — custody & execution, discretionary/mandates, Lombard lending, FX & multicurrency cash, governance & reporting, next-gen education, philanthropy, and cross-border coordination.
For founders, family offices, holding companies, SPVs and UBOs • Damalion facilitates introductions, qualification and file preparation so banks can review efficiently. Acceptance and terms remain at each bank’s discretion.
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What value do Swiss private banks add?
They pair robust custody and risk controls with focused solutions for business owners and multigenerational wealth: consolidated reporting, lending against portfolios or deposits, deal execution, and access to specialists. We help you match the right booking center, minimums and mandate type to your goals.
Core services at a glance
| Category | Typical Offering | Use Case |
|---|---|---|
| Custody & Execution | Global custody, execution-only, advisory, discretionary mandates | Secure holding, efficient trades, model portfolios |
| Cash & FX | Multi-currency accounts, spot/forward FX, hedging | Operating/exit proceeds in multiple currencies |
| Lombard & Credit | Portfolio-backed lines, mortgages, bridge/liquidity lines | Leverage against liquid portfolios or cash |
| Wealth Planning | Structuring coordination with external advisors | Holdings, SPVs, foundations, trusts* |
| Alternatives & Co-invest | Diligenced funds, club deals (case-by-case) | Diversification beyond listed markets |
| Reporting & Governance | Consolidated reports, risk metrics, access rights | Family council, board or FO oversight |
| Next-Gen & Philanthropy | Investor education, giving vehicles, impact policies | Succession and family strategy |
*Banks do not provide tax or legal advice; clients should obtain independent advice.
Finding the right fit
- Tier & minimums. Identify the realistic tier (e.g., advisory vs discretionary; entry AUM thresholds).
- Booking center. Align with residency, travel, and currency needs.
- Mandate scope. Investment policy, risk budget, restrictions and ESG preferences.
- Credit appetite. Advance rates, eligible collateral, monitoring and covenants.
- Governance & access. View-only vs transacting users, dual approvals, signatory rules.
Facilitated onboarding — sequence
- Profile & objectives. Map family/owner profile, entities, expected flows and AUM.
- Shortlist. Match banks by tier, strategy, pricing, credit appetite and FX coverage.
- File pack. ID, address, tax status, source-of-funds/wealth, corporate papers where relevant.
- Diligence. Address KYC/AML follow-ups; maintain one clean evidence trail.
- Account & mandates. Open, fund, set user rights and reporting cadence.
Costs and minimums
- Custody, brokerage and FX spreads; for mandates, management/advisory & performance fees.
- Credit pricing based on benchmark + margin, LTV and collateral quality.
- Minimum AUM typically applies; service scope scales with relationship size.
